Smith College Loans

Undergraduate international and undocumented students who are receiving need-based aid from Smith, may be eligible to borrow an institutional loan to help with educational expenses. Please email sfs@smith.edu to discuss your specific situation.

Borrowing Level

The maximum borrowing level will be based on your year in school: First Year $3,500; Sophomore $4,500; Junior $5,500; Senior $5,500 and may be limited depending on your level of need-based aid.

Interest

This Smith College Loan has a fixed interest rate of 6% and does not accrue interest while you are enrolled at Smith College. Repayment begins six months after you leave Smith or graduate.